Existing Rental as it stands today
Property & loan
$
$
%
yrs
Rental income
$
%/yr
%
%
Ongoing costs
$/yr
$/yr
$/yr
$/mo
Appreciation
%/yr
Annual cash flow — year 1
Rental income$0
− Vacancy loss$0
− Property management$0
− Mortgage payment$0
− Property tax$0
− Insurance$0
− Maintenance$0
− HOA$0
Net cash flow / year$0
Existing rental alone — bottom line after years
$0
Leverage to Buy New Rental funded from the existing rental
Financing method
%
%
yrs
yrs
HELOC: your original mortgage keeps amortizing untouched, and this becomes a separate second loan against the equity. Refinance: this loan replaces your existing mortgage entirely — you pay off the old balance and pocket the rest. Uncheck "standard terms" to set your own LTV, rate, interest-only period, and term.
Max loan position (LTV × current value)$0
− Existing mortgage balance$0
Cash available to pull out$0
New rental — funded entirely by the draw above
%
%
The full amount pulled out funnels into the down payment: down payment + closing costs = the entire draw, with the purchase price solved backward from that.
Purchase price this funds$0
Down payment (25%)$0
Closing costs$0
Total (= cash pulled out)$0
New rental's own mortgage
%
yrs
Rental income
%
$
Rent auto-fills from price × cap rate ÷ 12 — edit it directly any time to override, or touch the cap rate again to snap it back.
%/yr
%
%
Ongoing costs
$/yr
$/yr
$/yr
$/mo
Appreciation
%/yr
Annual cash flow — year 1
Rental income$0
− Vacancy loss$0
− Property management$0
− Mortgage payment$0
− Property tax$0
− Insurance$0
− Maintenance$0
− HOA$0
Net cash flow / year$0